Surrogacy Cost in Kolkata: Low Cost ₹4 Lakh Package (2026 Price List)

At our Delhi clinic, a Kolkata couple's surrogacy package starts at ₹4,00,000 and goes up to ₹5,00,000, with an average near ₹4,50,000. Legal process costs, such as the surrogate's care and insurance, are listed separately below. Flights or train fares from Kolkata come on top.

From ₹4 lakhSurrogacy package for Kolkata couples

Kolkata couples have more local choice than most. The city has one of the largest groups of registered surrogacy clinics in eastern India, and many families are treated close to home. So why would anyone from Kolkata look at a Delhi price list?

Usually for one of two reasons. Some want a second opinion after IVF or surrogacy elsewhere has not worked. Others already hold a Kolkata quote and want to know how it measures up. This page is written for both, with every figure set out line by line so you can lay it next to a local estimate.

The legal frame is identical in West Bengal and Delhi. Only altruistic surrogacy is permitted, and the surrogate receives medical and prescribed expenses, never a fee.

Our package, ready to compare with a Kolkata quote

₹4–5 lakhSurrogacy treatment package

  • Consultations and treatment planning
  • IVF to create embryos (stimulation, egg collection, lab work)
  • Embryo freezing
  • Embryo transfer to the surrogate
  • Surrogate medical screening

Treat this range as a starting point for comparison, since the final amount depends on the patient's condition. The written estimate you receive after review gives the exact figure.

Lines that appear only in some cases

When you compare with a Kolkata clinic, check whether its quote mentions these items at all. A quote that leaves them out can look lower than it really is.

Additional IVF cycle₹1,50,000 – ₹2,00,000
Additional embryo transfer (up to 3 attempts allowed)₹50,000 – ₹1,00,000
Donor eggs (when medically certified)₹1,50,000 – ₹2,50,000
Donor sperm (when medically certified)₹25,000 – ₹65,000
Genetic testing of embryos (PGT)₹20,000 – ₹50,000
Caesarean delivery₹1,50,000 – ₹2,00,000
Twin pregnancy and delivery₹1,00,000 – ₹2,00,000
Additional legal work₹50,000 – ₹1,00,000
Tests and scans before and during treatment₹47,700 – ₹95,000

Process costs that every quote should show

These are part of every legal surrogacy in India. If a quote from any city says nothing about insurance or legal work, ask where those costs have gone.

Pregnancy care of the surrogate₹4,00,000 – ₹4,50,000
Delivery (normal)₹1,50,000 – ₹2,00,000
Insurance for the surrogate, 36 months₹65,000 – ₹1,45,000
Medical board and authority certificates₹60,000 – ₹95,000
Legal documents and parentage order₹1,60,000 – ₹3,20,000
Case coordination₹1,30,000 – ₹3,15,000
Package plus these costs₹13.65–20.25 lakh

Figures as of 27 October 2026. The surrogate receives only medical and prescribed expenses and insurance, as the Surrogacy Act requires.

Surrogacy journeys from our clinic

  • Shalini and Deepak travelled from Kolkata to Delhi for treatment. One coordinator kept a single checklist for their travel, certificates, IVF and delivery, so they always knew the next step.

    Shalini and Deepak, Kolkata, treated in Delhi

  • Gurpreet and Mandeep came to Delhi from Chandigarh. They wanted a team that understood the Surrogacy Act, and careful screening of the surrogate and a complete legal file mattered most to them.

    Gurpreet and Mandeep, Chandigarh, treated in Delhi

Shared with the families' consent; summaries written by our team. Every case is different, and results vary.

Reading a Kolkata quote next to ours

Two quotes can look far apart and still cover the same work. Before comparing totals, line them up item by item.

Check this in the quoteOur figure or note
Embryo transfers includedOne transfer is in our package; further attempts cost ₹50,000 – ₹1,00,000 each. Indian law permits a maximum of three attempts with one surrogate.
Surrogate's insurance for 36 months₹65,000 – ₹1,45,000
Surrogate's pregnancy care₹4,00,000 – ₹4,50,000
Delivery₹1,50,000 – ₹2,00,000 for a normal delivery
Legal paperwork and the parentage order₹1,60,000 – ₹3,20,000
Tests and scansCharged separately, ₹47,700 – ₹95,000
TravelNothing for a Kolkata clinic; flights or Rajdhani fares for Delhi

Whatever gap remains after this exercise is the real difference between the two offers.

When a Delhi second opinion is worth the trip

A second opinion helps most at a turning point. Examples are repeated failed embryo transfers, unclear advice on whether surrogacy is needed at all, or a suggestion of donor eggs that you want to understand better.

You do not have to fly to Delhi for this. Send your Kolkata reports on WhatsApp first, and the doctor can tell you whether a visit would add anything. Sometimes the honest answer is that your current plan is sound.

Signs that a quote needs a closer look

A surrogacy charge that seems very low is worth questioning, wherever it comes from. Watch for these points.

  • No mention of the surrogate's 36-month insurance, which the law requires.
  • A single lump sum with no itemised lines.
  • Any payment described as a fee or reward for the surrogate. The 2021 Act treats such payments as commercial surrogacy, and that is a crime.
  • Silence on who handles the medical board and appropriate authority applications.

Ask the clinic to put its answers in writing. A registered clinic should have no difficulty doing so.

Where donor eggs fit into the comparison

Some Kolkata couples arrive for a second opinion after being told to use donor eggs. Since February 2024, that is allowed in surrogacy when a District Medical Board certifies a medical need. Read our page on donor gamete rules before agreeing to it.

If donor eggs are part of either quote, make sure the other quote includes them too. Otherwise you are comparing two different treatments.

Rajdhani or flight from Kolkata

By air the journey is about 2 hours 15 minutes. The Rajdhani Express needs around 17 hours, which uses most of a day in each direction.

One practical mix is to take the train for the first consultation if you have leave to spare, and to fly for egg collection, where the date and time are fixed. A review visit can often be a flight in and a flight out the next day. Couples coming from this far usually make three to five trips in all.

Planning leave and stay for each visit

Because every Kolkata trip involves a flight or a long train journey, plan leave in blocks rather than single days.

VisitWho usually comesTime to set aside
First consultationBoth partnersTwo days, if you fly
Egg collectionThe intending mother, with her husband joining for collection daySeveral days, the most of any trip
Embryo transferAsk the doctor if you need to attendA day either side, if you come
Birth and court orderBoth partnersAsk your advocate in advance

What stays the same wherever you are treated

If you live or work in West Bengal, you apply there. A District Medical Board certifies the medical need, and the appropriate authority over that board issues the essentiality certificate. Both certificates are valid for one year, and your advocate confirms the details before filing.

The steps are explained on our page about surrogacy certificates. To see which local clinics are registered, open our list of surrogacy centres in Kolkata.

Surrogacy cost: questions from Kolkata

What is the surrogacy price for Kolkata couples at a Delhi clinic?

Our package runs from ₹4,00,000 to ₹5,00,000. Adding the legal process costs gives ₹13.65–20.25 lakh in total, before flights and stay.

Is low cost surrogacy available to Kolkata couples?

Packages with us begin at ₹4,00,000. Low cost should never mean dropping the surrogate's insurance or the legal work, both of which the law requires. Compare complete quotes rather than headline figures.

What is the surrogate mother cost under Indian law?

The surrogate is not paid any fee. Since only altruistic surrogacy is legal, you cover her medical expenses, prescribed expenses such as loss of wages, and 36 months of insurance. Paying her anything beyond that is a criminal offence.

How much more is IVF surrogacy with donor eggs?

The donor egg line adds ₹1,50,000 – ₹2,50,000 to the bill. Since February 2024 they are allowed when a District Medical Board certifies the medical need, and at least one gamete must come from the couple.

Should we compare a Kolkata surrogacy quote with yours?

Yes, and we encourage it. Ask each clinic for an itemised written estimate, then compare transfers covered, insurance, delivery and legal work one line at a time.

How many days will we spend in Delhi in total?

That depends on how many trips your plan needs. Egg collection is the longest stay. For an embryo transfer, most couples arrive the day before and leave the day after.

Can a second opinion start without a visit to Delhi?

Yes. Share your previous treatment records and reports on WhatsApp. After reviewing them, the doctor tells you whether an in-person consultation would help.

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