IVF Cost in Mumbai 2026: From ₹1.6 lakh per Cycle

For a Mumbai couple, one IVF cycle at our Delhi clinic costs ₹1,60,000 – ₹3,56,000. Add ICSI and a cycle totals ₹1,80,000 – ₹4,06,000. Flights and your stay in Delhi sit outside these figures.

From ₹1.6 lakhOne IVF cycle, itemised below

Mumbai has no shortage of IVF centres, so a couple who looks at Delhi usually has a reason. Some want a particular doctor. Others want a fresh opinion after a cycle that did not work, or a written estimate to test a local quote against.

The test tube baby cost on this page is what you pay at our Delhi clinic, itemised line by line. The main reason it is a range is medicine: the dose depends on age, egg reserve and how the ovaries respond.

Distance changes the planning more than the price. Blood tests, semen analysis and early scans can be done at a lab in Mumbai and reviewed on WhatsApp. You come to Delhi for the steps that need the clinic, mainly egg collection and embryo transfer. The flight is about 2 hours 10 minutes; the Rajdhani Express takes around 16 hours.

One IVF cycle, line by line

This is the cycle a Mumbai couple pays for at our Delhi clinic. Medicine doses differ from woman to woman, which is why each line shows a range.

What it coversCost
Consultation and diagnosisDoctor visits before treatment₹1,000 – ₹5,000
Pre-IVF testsHormones, AMH, infection screening, semen analysis₹7,000 – ₹18,000
Stimulation medicinesDepends on age, AMH and body weight₹25,000 – ₹60,000
Sperm preparationWashing and selecting sperm in the lab₹2,000 – ₹8,000
Anaesthesia for egg collectionShort anaesthesia, same-day discharge₹5,000 – ₹15,000
IVF procedureEgg collection, fertilisation, embryo culture and fresh transfer₹1,20,000 – ₹2,50,000
Total per cycle₹1,60,000 – ₹3,56,000

Figures as of 27 October 2026. Your exact cost is given in writing after your consultation and tests.

Send your Mumbai reports for a written figure

Share recent reports from your Mumbai lab on WhatsApp. The doctor reviews them and sends an itemised estimate before you book a flight.

Add-ons the doctor may advise

ICSI, embryo freezing, genetic testing and the rest are added only when your reports point to them. It is fair to ask why each one is suggested.

ItemWhen it appliesCost
ICSILow sperm count or motility, or earlier failed fertilisation₹20,000 – ₹50,000
Blastocyst culture (day 5)Growing embryos to day 5 before transfer₹10,000 – ₹25,000
Embryo freezingWhen extra good embryos are available₹15,000 – ₹40,000
Embryo or egg storage, per yearAfter the first year of freezing₹5,000 – ₹15,000
Frozen embryo transfer (FET) cycleUsing a frozen embryo in a later cycle₹40,000 – ₹80,000
Assisted hatchingSome repeated-failure or frozen-embryo cases₹10,000 – ₹25,000
Preimplantation genetic testing (PGT)Only when medically advised₹75,000 – ₹3,00,000
TESA / PESA (surgical sperm retrieval)No sperm in the semen sample₹30,000 – ₹60,000
Hysteroscopy or laparoscopyIf the uterus or tubes need treatment first₹40,000 – ₹1,00,000
Donor egg programmeVery low AMH or repeated poor egg quality₹70,000 – ₹1,80,000
Donor spermWhen no usable sperm is available₹5,000 – ₹15,000

When IUI or egg freezing fits better

Not every couple needs IVF as a first step. Some ask about egg freezing to keep the option of a later pregnancy; its price is listed here as well.

TreatmentIncludesCost
IUI, per cycleIncluding washed sperm preparation₹10,000 – ₹25,000
Egg freezing (one cycle)Stimulation, collection and freezing; storage extra₹1,50,000 – ₹2,50,000

How a cycle works across two cities

  1. Tests in MumbaiHormone tests, AMH, semen analysis and a pelvic scan at a lab near you. Reports go to the doctor on WhatsApp.
  2. First visit to DelhiThe doctor examines you, explains the plan and gives a written estimate. Both partners usually attend.
  3. StimulationDaily injections help several eggs grow, usually over about ten to twelve days. The doctor tells you which scans can be done in Mumbai and when you need to be in Delhi.
  4. Egg collectionA short procedure under anaesthesia. The wife rests for the rest of that day, so avoid a same-day flight.
  5. Embryo transferDone a few days later, or in a later month with frozen embryos. A frozen transfer means a separate, shorter trip.
  6. Pregnancy testA blood test about two weeks after transfer, which you can take in Mumbai.

ICSI cost and when it is needed

ICSI means injecting a single sperm into each mature egg in the lab. Doctors usually suggest it for a low sperm count, poor sperm movement, or when eggs did not fertilise in an earlier cycle.

On its own, ICSI adds ₹20,000 – ₹50,000 to a cycle. That is why the IVF price with ICSI sits higher than a standard cycle. The ICSI treatment page explains the method and who needs it.

Setting a Mumbai IVF centre quote beside ours

A lower headline figure is not always a lower total. Ask each IVF centre the same questions:

  • Are injections and medicines inside the figure, or billed separately?
  • Is embryo freezing included, and what is storage each year? Ours is ₹5,000 – ₹15,000.
  • What does a later frozen embryo transfer cost? Ours is ₹40,000 – ₹80,000.
  • Can the centre show its registration under the ART (Regulation) Act, 2021?

Be wary of anyone who quotes success rates as a promise. Chances depend mainly on age, egg reserve, sperm quality and embryo quality, and the doctor explains realistic odds only after seeing your tests.

Also check whether consultation fees and pre-IVF tests are counted. Our table shows both as separate lines, so nothing sits outside the figure.

Cases where the cycle costs more

Some couples need more than a standard cycle. The doctor tells you after the tests, so the written estimate already reflects it.

SituationWhat may be added
No sperm in the semen sampleSperm retrieval (TESA), ₹30,000 – ₹60,000
Very low egg reserve or earlier poor egg qualityDonor egg IVF, ₹2,30,000 – ₹5,36,000 for the full cycle
A known genetic condition in the familyGenetic testing of embryos (PGT), ₹75,000 – ₹3,00,000

Donor eggs come only from a registered ART bank. See the donor egg IVF page for how it works.

After a positive test, care moves closer to home

The IVF cost covers treatment up to the pregnancy test. It does not include antenatal care or delivery.

Once the pregnancy is confirmed and early scans look settled, you can usually continue with an obstetrician in Mumbai. Your doctor will tell you when that move makes sense for you.

Carry copies of every scan and lab report when you switch, so the new obstetrician has the full history.

For the national picture, see our IVF cost in India guide.

IVF price questions from Mumbai couples

How much does IVF cost for a couple from Mumbai?

At our Delhi clinic a single cycle costs ₹1,60,000 – ₹3,56,000. Travel and stay are extra. The doctor confirms your own figure in writing after reviewing your reports.

What is the test tube baby cost if we also need ICSI?

An IVF cycle with ICSI comes to ₹1,80,000 – ₹4,06,000. ICSI is advised mainly for sperm problems or earlier fertilisation failure.

How long should the wife plan to stay in Delhi?

It depends on how the ovaries respond. Most women come for the last part of stimulation and stay until egg collection. The doctor plans the dates with you in advance.

Can we freeze embryos and come back from Mumbai for the transfer later?

Yes. A frozen embryo transfer costs ₹40,000 – ₹80,000, with storage at ₹5,000 – ₹15,000 a year. It needs a separate, shorter trip.

Is either of us too old for IVF under Indian law?

Under the ART Act, clinics treat women above 21 and below 50, and men above 21 and below 55. The age at which treatment starts is what counts.

Why is the IVF price shown as a range and not one number?

Medicine doses, the need for ICSI and whether embryos are frozen differ by couple. The itemised table shows where the range comes from.

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